For car loans with guaranteed acceptance regardless of any previous bad credit history choose BonaportLoans, the premier online service. Apply for auto finance. We are specialist providers of car loans. Being granted a car loan with anything less than a perfect credit record is becoming increasingly difficult. We understand that your credit record may not be perfect at all stages in your life, many things can happen to leave you with a bad credit record through no fault of your own. We deal with our customers on the basis of what they are today and not what has happened in the past.

Unsecured personal loans are offered by lending institutions such as banks and building societies and are so called because the lender requires no security for the debt. They are not available for speculative purposes or business purposes. Depending on the individual lender some other purposes may also be excluded, for example the purchase of timeshare property. Below is a quick and easy guide to UK personal loans. Choosing the right loan Personal loans are available for a range of different amounts and repayment terms. Depending on the amount and purpose of the loan, you will be able to choose from a range of repayment periods. Larger loans such as those over £10,000 can usually be taken over longer terms i.e. 7 to 10 years. The minimum loan amount is typically £1,000 although some lenders do offer £500 and upwards.

The maximum amount you can lend is £25,000, although this will vary between lenders and products. Need a loan over £25,000? If you're a homeowner you can consider a secured loan. The amount borrowed is subject to an interest charge, and the interest rate applied is known as the Annual Percentage Rate (APR). Generally, it is advisable to compare the APRs of different products as a means of determining how competitive they really are. It is not unusual for lenders to offer different APRs depending on the method of application e.g. applications by telephone may receive a higher APR than those done online, so it's well worth shopping around for the best deal. If you are looking for a low cost loan, comparing the APR is a good place to start.

BonaportLoans is a trading style of Bonaport Financial Services Ltd, registered in England & Wales 4015431. BonaportLoans acts an introducer to MORTGAGE 2000 GROUP LIMITED whose registered office is at Park House, 1 Chantry Court, Off Sovereign Way, Sealand Road, Chester, CH1 4QN trading as Moneysupermarket.com

With this service you can compare loans from the top UK lending companies and apply direct online! You deal directly with the loan provider or financial institution concerned. If you have a poor credit rating or county court judgements against you, don't worry - just make sure that you tick the 'adverse credit' box and you will still find a whole host of companies willing to lend you money. Make sure that if you do have a poor credit rating that you tick this box, or you may be directed to a company that will refuse to do business with you, once they have made credit checks against you.

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